Growth

Grow with numbers that stand up: in front of your bank, your investor, your partner.

A credible business plan, financial leadership when you need it, accounts reviewed to international standards. For business owners who want to grow without losing control of cash.

Test the strength of your plan →

“A well-built financial plan helps you see the impact of your decisions before it is too late.”

Michele Collini · ACCA Member
When you need it

Warning signs not to ignore

You need to present a plan to a bank or an investor.
The business has grown, but the numbers are no longer under control.
You need a finance director, but not full time.
Banks, shareholders or partners are asking for verified accounts.
Areas of Expertise

Three services, in detail

Business plans for banks and investors

Business and financial plans built on real figures, with stated and verifiable assumptions: a document that holds up in front of whoever has to fund you.

Full service details →

When you need it
A financing application, debt renegotiation, a new investor coming in, a new project to assess.
Documents required
  • Last three years’ financial statements and up-to-date management accounts
  • Cash data and existing loans
  • Management budget or growth assumptions
What you receive
  • 3–5 year profit and loss, balance sheet and cash flow plan
  • Sensitivity analysis and downside scenario
  • A readable summary for the bank or investor
Not included
Negotiations with the banks and statutory attestations, which require a specific engagement.
Indicative timing
3–6 weeks from receipt of the complete data.

Interim CFO

Experienced financial leadership for as long as you need it: treasury, management control, banking relationships. Without the fixed cost of a permanent hire.

Full service details →

When you need it
Rapid growth without an adequate finance function, business succession, preparation for a corporate transaction.
Documents required
  • Management accounts and treasury data
  • Organisation chart of the finance function
  • Existing reports and control tools
What you receive
  • Scheduled presence in the business, by the day or on a monthly retainer
  • Treasury and management control set up and monitored
  • Management of banking relationships
Not included
Bookkeeping and tax compliance, which remain with the company’s accountant.
Indicative timing
Engagements typically last from 6 to 24 months.

Audit & Compliance

Voluntary audit and internal audit under international standards (ISA and IFRS): verified figures are the basis for raising finance and, one day, selling.

Audit: full service details →

When you need it
Before significant financing, when there are non-executive shareholders, before a sale.
Documents required
  • Financial statements and accounting records for the year
  • Existing internal procedures
  • Contracts and supporting documentation
What you receive
  • Written report on the checks performed
  • List of issues and corrective actions
  • Essential internal control procedures
Not included
Bookkeeping and tax compliance, which remain with the company’s accountant.
Indicative timing
To be agreed based on the size and complexity of the business.

Before a sale, verified accounts increase the buyer’s confidence: see Selling or acquiring.

How I work

From first contact to results

1

First conversation

30 minutes, with no commitment, to understand your goals and how I can help.
2

Analysing the numbers

Financial statements, cash and margins: the snapshot we start from.
3

Plan or engagement

Business plan, financial leadership or a review of the accounts, depending on what is really needed.
4

Ongoing support

Support in meetings with banks and investors and regular updates of the numbers.
Experience

Problem, work done, outcome

Beeasy S.r.l. SB

Role
Founder and Chairman.
Business
Innovative start-up and Benefit Corporation: AI-powered contact centres, debt collection and support services for municipalities.
Website
beeasysolutions.com →

Pharmaceuticals

Work done
Support with the stock market listing.

Furniture manufacturing

Work done
Review and monitoring.

UK companies

Work done
Support with business plans.

Agriculture

Problem
Agricultural business without a multi-year plan to present to lenders.
Work done
Integrated three-year financial model: profit and loss, balance sheet, bank debt and sustainability ratios.
Outcome
Complete three-year model; ongoing engagement.

Financial leadership

Problem
Groups and companies without adequate internal financial leadership.
Work done
Group controller in an international group, interim CFO and CFO-as-a-service.
Outcome
Treasury, management control and banking relationships run from inside the business.

Audit and due diligence

Problem
Accounts to be verified ahead of financing or acquisitions.
Work done
Audit and due diligence in Italy since 2004, now also in the UK, under ISA and IFRS.
Outcome
Verified numbers, issues identified and corrective actions set out.

Real professional experience, described without any data that would identify clients or transactions.

First step

Test the strength of your plan

The lending readiness review examines financial statements, cash and plan and gives you a written outcome: what works, what a bank would challenge and what to fix before asking for credit.

Test the strength of your plan →